300Cash.com, Inc.

 Payday Loans

The Best Source online for Payday Loans and Cash Advance

 Apply today, Have cash tomorrow!!

 Who is 300Cash.com, Inc.?

300Cash.com is a completely Internet based cash advance loan and payday loans service. We help people who, due to an unexpected emergency, have a need for emergency cash advance loan on their paycheck.

We are in the business of helping people who may have had credit problems, bad-credit or no credit. 300Cash.com is dedicated to the highest level of customer service. We are committed to approving your payroll advance loan, and depositing it into your checking account as quickly as possible, and as easily as possible. We are committed to maintaining the highest level of customer safety, privacy, security and confidentiality. We will not sell or rent your personal information to anyone or any organization.

A payday loan is a small unsecured personal loan (usually up to $600) or cash advance loan made on a person's paycheck. Payday loans are always due on the person's next payday (except in some cases of customers with weekly paychecks, the payday advance loan will be due up to 2 weeks from now--We accommodate  customers with these pay periods). Payday loans go by other names as well such as Cash Advance, Payday Advance, Paycheck Advance, Unsecured personal loan, Unsecured loan for people with bad credit, and bad credit personal loan. Customers with VA benefits, Social Security Benefits, Disability, or Retirement may be allowed to have up to 31 day loans, if they are paid only once a month.

How does it work?

By using the latest technologies in electronic banking, and the World Wide Web, we can securely and privately take your payroll advance loan request and application over our secure web site, and electronically transfer your cash advance loan between your account and ours overnight—all without writing or cashing paper checks!

How does the money get to me?

Once you have sent us your information and you are approved, we electronically deposit the  loan into your checking account. It goes into your account overnight. If approved, we guarantee that we will send the transaction through the same evening as your approval. Once your receive the funds, you may then use it however you want.

How do I repay the loan?

Essentially, we cash your electronic postdated check when your payment is due. It works like this—on your next payday, or on the day you have specified to us, (up to 15 days after you received your cash advance loan), we electronically withdraw the payday loan amount plus the fee. It's that simple!

Please note that even though the payment transaction we send through takes the same amount of time as your funds did to get to your account, we send this transaction through the night before your payday loan is actually due, and the transaction will be posted to your account ON your payday, and not one day after. NO EXCEPTIONS.

What does it cost to take out a cash advance loan?

WARNING!! If your application fee is returned unpaid (for any reason), you will be charged an NSF fee by your bank, and also our Return Check Fee of $25.

Why should I use you instead of other payday loan places?

One reason is that we charge some of the lowest rates for the payday loans on the Internet and the Web.  Some of our competitors will give you a loan by using the fax machine (which we can do as well), and will charge you $105 just to borrow $300! So their fees are 1/3 of the amount you borrow for them (compare this to our  fee of only $60 for $200). We saw a need for consumers to be able to go to a payday lender that doesn't gouge them just because they have an emergency need for an instant cash loan.

We believe that our customers are our greatest assets. We place customer service as our top priority. We will approve your payroll advance loan quickly and deposit the cash advance directly into your checking account in the smallest amount of time possible (overnight). We will assist our customers by phone, which need help filling out our application online. We also maintain the highest level of customer safety, privacy, security, and confidentiality. The information you give us is kept in the strictest confidence. 

We have also taken the highest precautions to protect your information against unauthorized access. We use SSL (secure socket layer), which means that no hacker can "read" or sense the data between your computer and our secure application forms. Also, we digitally encrypt your data once we retrieve it (128 Bit encryption), which means that IF a hacker does break in to our systems (and that's a BIG IF!), he will not be able to read your information. All of our systems are protected with firewall technology, which means that a hacker cannot break into our computers. Lastly, we utilize proxy server technology to fool hackers into thinking we are on a different computer system than we actually are!

Since we are completely on the Internet and do not have physical stores like our competitors have, you can take out a loan with the convenience of not even leaving your house! Imagine not having to go to the bank and face a loan officer and be turned down because of bad credit or no credit. Imagine not having to walk into a store and stand in line, with everyone staring at you and then you have to talk to a stranger who works there about borrowing money! With us, there is no driving, waiting, or embarrassing looks from people you see around town all the time! Even more importantly, we can provide our service to customers who live far away from a physical store!